Our mission at Trades & Labor Federal Credit Union is to provide financial products, services, and education enabling members to achieve personal and financial goals to benefit their quality of life.

Rates & Fees

Effective as of: November 7, 2022
Loans/Home Equity
Loan Type Term Interest Rate
(Based On Credit (Beacon) Score for Equifax Credit Services
 
PERSONAL LOAN (SIGNATURE)12 months and up AS LOW AS 8.99%
 
VEHICLE LOANSUp to 48 MONTHSAS LOW AS 4.39%
Up to 60 MONTHS AS LOW AS 4.49%
72 MONTHS AS LOW AS 4.79%
84 MONTHSAS LOW AS 5.09%
 
OTHER SECURED LOANS - UNTITLED ITEMSUp to 60 MONTHSAS LOW AS 5.89%
(ATV, SNOWMOBILES, ETC)
 
HOME EQUITY (FIXED)Effective 10/06/202280% LTV - 5.99%
 
HOME EQUITY LINE OF CREDIT VariableEffective 10/06/202280% LTV - 7%
 
LOANS SECURED WITH SHARES OR CERTIFICATES24 months2.00% over current dividend rate
36 months3.00% over current dividend rate
 
 
VISA (Classic) CREDIT CARD 12.9% APR (no annual fee)
* Rates are anticipated and subject to change at any time without notice.
VISA (Platinum) CREDIT CARD 7.9% APR (no annual fee)
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