Rates & Fees

Effective as of: AUGUST 18, 2023
Fees

Credit Union Membership

Membership Share	.......................	$20.00
Share Savings Account Fees
Re opening fee	.......................	$20.00 per occasion
(if reopened within ninety(90) days of closure)
Account Closure fee	.......................	$20.00
(if closed within ninety(90) days of opening account)
Inactive Account/Dormant fee	.......................	$25.00 per QTR after 12 months

Share Draft Accounts Fees
Overdraft fee	.......................	$30.00 per item
Returned Item fee	.......................	$30.00 per item
Stop Payment fee	.......................	$20.00 per request
Share Draft Copy Fee	.......................	$2.00 per check
Share Draft Printing fee	.......................	Prices depend on style
System Transfer Fee	.......................	Drafts $2.00 per day
	.......................	Ach $2.00 per day
Other Service Fees (applicable to all accounts)
Returned Mail Fee	.......................	$3.00 per item
Returned Fee on Presented Check	.......................	$30.00 per check
Account Reconciliation fee	.......................	$10.00 per account
Account Research fee	.......................	$15.00 per hour
Non-member notary	.......................	$5.00
Statement Copy fee	.......................	$5.00 per month
Transaction Printout prior to statement	.......................	$2.00 per printout
Money Order fee	.......................	$2.50 per money order
Fax Fee	.......................	0.50 per page
Coin Exchange Fee	........................	10% of total
Electronic Funds Transfer Fees
Return fee	.......................	$30.00
Stop Electronic Payment fee	.......................	$20.00

Outgoing Wires Domestic Only	.......................	$20.00
	No International Allowed
Loan Fees
Late fee after 15 days	.......................	$30.00
Processing Fee on 90 day notes	.......................	$25.00
Title Processing Fee	.......................	$15.00 per vehicle
UCC Filing Fees	.......................	$20.00
Origination Return Fee	.......................	$30.00
Duplicate Lien Release	........................	$5.00
Overnight Mailing Fee	.......................	$40.00
Any additional loans fees are disclosed at time of loan.
VISA Products
Shazam Debit Card
New and Replacement	.......................	$5.00
VISA Credit Card
Late Payment fee	.......................	$20.00
Return Check fee	.......................	$20.00
Card Replacement fee	.......................	$5.00
Statement Copy Fee	........................	$5.00