Effective as of: March 3, 2025|
| Loan Type  |  Term |  Interest Rate |  | 
| (Based On Credit (Beacon) Score for Equifax Credit Services | 
|   | 
| PERSONAL LOAN (SIGNATURE) | 12 months and up |  AS LOW AS 9.99% |  | 
|   | 
| VEHICLE LOANS | Up to 48 MONTHS | AS LOW AS 5.99% |  | 
 | Up to 60 MONTHS |  AS LOW AS 6.09% |  | 
 | 72 MONTHS |  AS LOW AS 6.19% |  | 
 | 84 MONTHS | AS LOW AS 6.29% |  | 
|   | 
| OTHER SECURED LOANS - UNTITLED ITEMS | Up to 60 MONTHS | AS LOW AS 7.09% |  | 
|                    (ATV, SNOWMOBILES, ETC) |  |  |  | 
|   | 
| HOME EQUITY (FIXED) | Effective 03/03/2025 | 80% LTV - 6.50% |  | 
|   | 
| HOME EQUITY LINE OF CREDIT Variable | Effective 03/03/2025 | 80% LTV  - 7.50%  |  | 
|   | 
| LOANS SECURED WITH SHARES OR CERTIFICATES | 24 months | 2.00% over current dividend rate  |  | 
 | 36 months | 3.00% over current dividend rate  |  | 
|  * Rates are anticipated and subject to change at any time without notice. | 
|   | 
| VISA (Classic) CREDIT CARD |  12.9% APR (no annual fee) |  |  | 
 |  |  |  |