Rates & Fees

Fees Rates    Loan/Share Rates


Fee Schedule


Credit Union Membership
  Membership Share ............................ $20.00

Share Savings Account Fees
  Re-opening fee ............................ $20.00 per occasion
  Inactive Account fee ............................ $5.00 per month after 3 years
  Account Closure fee ............................ $20.00
(If closed within ninety (90) days of opening account)

Share Draft Account Fees
  Over draft fee ............................ $25.00 per item
  Returned Item fee ............................ $25.00 per item
  Stop Payment fee ............................ $15.00 per request
  Share Draft Copy fee ............................ $2.00 per check
  Share Draft Printing fee ............................ Prices vary by style

Other Service Fees (Applicable to all accounts)
  Returned Fee on Presented Check ............................ $15.00 per check
  Account Reconciliation fee ............................ $10.00 per account
  Account Research fee ............................ $10.00 per account
  Statement Copy fee ............................ $5.00 per month
  Transaction printout Prior to   Statement ............................ $2.00 per printout
  Money Order fee ............................ $1.50 per money order
  Electronic Funds Transfer Fees ............................
   - Return fee ............................ $25.00
   - Stop Electronic Payment fee ............................ $15.00
  Wiring one Financial Institution to another ............................ $15.00
  Wiring person to person via Western Union ............................ $25.00
  Non-member Notary ............................ $5.00

VISA Products
  Shazam Debit Card ............................
  - Replacement Fee ............................ $5.00
  Prepaid Debit Pass Card ............................ $5.00
   - Replacement Card Fee ............................ $5.00
   - Transfer fee ............................ $2.00 (min transfer $50.00)
  Visa Gift Card ............................
   - Member ............................ $4.00 per card
   - Non-member ............................ $5.00 per card
   - Card Replacement fee ............................ $10.00
  Visa Credit Card ............................
   - Over Limit Fee ............................ $20.00
   - Late payment fee ............................ $20.00
   - Return Check fee ............................ $25.00
   - Card Replacement fee ............................ $5.00
   - Statement Copy fee ............................ $5.00

Loan Fees
  Late fee (After 15 days) ............................ $20.00
  Processing fee on 90 day Notes ............................ $25.00
  Title Processing ............................ $15.00
  UCC Filing Fee ............................ $25.00
  Home Equity Fixed Orginitaion Fee ............................ 1.00%
  Home Equity Flood Determination Fee ............................ $20.00
Any additional loan fees are disclosed at time of loan.
 

The rates and fees appearing in this schedule are accurate and effective as of the Last Dividend Declaration Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

 

Except as specifically described, the above disclosures apply to all of the accounts. All accounts described in this Rate & Fee Schedule are share accounts.