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| Credit Union Membership |
| Membership Share |
....................... |
$20.00 |
| |
| Share Savings Account Fees |
| Re opening fee |
....................... |
$20.00 per occasion |
| (if reopened within six(6) months of closing) |
| Inactive Account fee |
....................... |
$20.00 after 4 years |
| Account Closure fee |
....................... |
$20.00 |
| (if closed within ninety(90) days of opening account) |
| |
| Share Draft Accounts Fees |
| Overdraft fee |
....................... |
$25.00 per item |
| Returned Item fee |
....................... |
$25.00 per item |
| Stop Payment fee |
....................... |
$15.00 per request |
| Share Draft Printing fee |
....................... |
Prices depend on style |
| Share Draft Copy Fee |
....................... |
$2.00 per check |
| |
| Other Service Fees (applicable to all accounts)
|
| Account Reconciliation fee |
....................... |
$10.00 per account |
| Account Research fee |
....................... |
$10.00 per account |
| Returned Fee on Presented Check |
....................... |
$15.00 per check |
| Statement Copy fee |
....................... |
$5.00 per month |
| Transaction Printout prior to statement |
....................... |
$2.00 per printout |
| Money Order fee |
....................... |
$1.50 per to $1000 |
| Return Electronic Funds Transfer Fees
|
....................... |
$25.00 |
| Stop Electronic Payment fee |
....................... |
$15.00 |
| Wiring one financial institution to another |
....................... |
$15.00 |
| Wiring person to person via Western Union |
....................... |
$25.00 |
| VISA Gift Card Fees |
....................... |
$4.00 per card ($5.00 for non-member |
| Cashiers checks |
....................... |
$5.00 per check |
| |
| Loan Fees |
| Late fee after 15 days |
....................... |
$20.00 |
| Processing Fee on 90 day notes and Tax Loans |
....................... |
$25.00 |
| Title Processing Fee |
....................... |
$15.00 per vehicle |
| UCC Filing Fees |
....................... |
$25.00 |
| Home Equity Fixed Orgination fee |
....................... |
$100.00 |
| Home Equity Flood Determination fee |
....................... |
$20.00 |
| Any additional loans fees are discloed at time of loan. |
....................... |
|
| |
| Misc Fees |
| Non-member notary |
....................... |
$5.00 |
| |
| VISA Products |
| Shazam Debit Card |
....................... |
|
| Replacement Fee |
....................... |
$5.00 |
| Prepaid Debit Pass Card |
....................... |
$5.00 |
| Replacement Card Fee |
....................... |
$5.00 |
| Transfer Fee |
....................... |
$2.00 (min transfer $50.00) |
| VISA Gift Card |
....................... |
|
| Member |
....................... |
$4.00 per card |
| Non-member |
....................... |
$5.00 per card |
| Card Replacement Fee |
....................... |
$10.00 |
| VISA Credit Card |
....................... |
|
| Over Limit Fee |
....................... |
$20.00 |
| Late Payment fee |
....................... |
$20.00 |
| Return Check fee |
....................... |
$25.00 |
| Card Replacement fee |
....................... |
$5.00 |
| Statement Copy fee |
....................... |
$5.00 |
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The rates and fees appearing in this schedule are accurate and effective as of the Last Dividend Declaration Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.
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Except as specifically described, the above disclosures apply to all of the accounts. All accounts described in this Rate & Fee Schedule are share accounts.
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